@import url("https://fonts.googleapis.com/css2?family=Archivo:wght@400;500;600;700;800&display=swap");

/* ==========================================================================
   Banque MISR Paris — refonte moderniste
   Grille modulaire, filets 2px, angles droits, photographies noir & blanc.
   Palette officielle : Pantone 202C (bordeaux), 143C (or), Black C (noir)
   ========================================================================== */

:root{
  --ink:         #201e1d;
  --ink-strong:  #100f0e;
  --ink-soft:    #6a6663;
  --ink-soft-on-dark: #b9b3ae;
  --red:         #871e34;   /* Pantone 202C */
  --red-dark:    #5e1522;
  --red-light:   #a52c46;
  --red-wash:    #f5e9ec;
  --gold:        #e8b900;   /* Pantone 143C */
  --gold-soft:   #f4d668;
  --paper:       #f3f2f0;
  --white:       #ffffff;
  --line:        #ddd9d5;
  --rule:        var(--ink);
  --radius:      0px;
  --maxw:        1280px;
  --gutter:      clamp(20px, 4vw, 56px);
  --sans: "Archivo", "Helvetica Neue", Arial, sans-serif;
  --serif: var(--sans);
}

*, *::before, *::after{ box-sizing:border-box; }
html{ scroll-behavior:smooth; -webkit-text-size-adjust:100%; }
body{
  margin:0;
  font-family:var(--sans);
  font-size:17px;
  color:var(--ink);
  background:var(--white);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
  text-wrap:pretty;
}
img{ max-width:100%; display:block; }
a{ color:var(--red); text-decoration:none; }
a:hover{ color:var(--red-dark); }
h1,h2,h3,h4{
  font-family:var(--sans); color:var(--ink); margin:0 0 .5em;
  line-height:1.05; letter-spacing:-.02em; font-weight:700;
}
h1{ font-size:clamp(34px,5.4vw,62px); }
h2{ font-size:clamp(27px,3.4vw,40px); }
h3{ font-size:clamp(19px,1.6vw,22px); letter-spacing:-.01em; }
h4{ font-size:17px; letter-spacing:0; font-weight:700; }
p{ margin:0 0 1.15em; max-width:74ch; }
ul{ margin:0; padding:0; list-style:none; }
::selection{ background:var(--red); color:var(--white); }
:focus-visible{ outline:2px solid var(--red); outline-offset:2px; }
.container{ max-width:var(--maxw); margin:0 auto; padding:0 var(--gutter); }

/* Variante couleur : photographies en couleur */
.two-col img, .card img, main img, section img, .grayscale img{ filter:none; }
.brand img, .footer-top img{ filter:none; }
.imgc {margin-bottom:26px;}
.contglo{max-width:820px;}
.mt28{margin-top:28px;}
.mt14{margin-top:14px;}
.heroparis{--hero-img:url('../img/hero-paris.jpg');}

/* -------------------- Reveal au scroll -------------------- */
html.has-js .reveal{ opacity:0; transform:translateY(14px); transition:opacity .6s cubic-bezier(.2,.7,.3,1), transform .6s cubic-bezier(.2,.7,.3,1); }
html.has-js .reveal.in{ opacity:1; transform:translateY(0); }
@media (prefers-reduced-motion: reduce){
  html.has-js .reveal{ opacity:1; transform:none; transition:none; }
}

/* -------------------- Bandeau top -------------------- */
.top-bar{
  background:var(--ink-strong); color:var(--ink-soft-on-dark);
  font-size:12px; letter-spacing:.06em; text-transform:uppercase; font-weight:500;
}
.top-bar .container{
  display:flex; justify-content:flex-end; gap:32px;
  padding-top:9px; padding-bottom:9px; flex-wrap:wrap;
}
.top-bar a{ color:var(--ink-soft-on-dark); transition:color .18s; }
.top-bar a:hover{ color:var(--gold); }
.top-bar .tb-item{ display:flex; align-items:center; gap:8px; }

/* -------------------- Header / nav -------------------- */
header.site-header{
  background:var(--white);
  border-bottom:2px solid var(--rule);
  position:sticky; top:0; z-index:50;
}
.header-inner{
  display:flex; align-items:center; justify-content:space-between;
  padding:18px 0; gap:24px;
}
.brand{ flex:none; }
.brand img{ height:56px; width:auto; }
nav.main-nav{ display:flex; }
nav.main-nav > ul{ display:flex; align-items:stretch; gap:0; flex-wrap:wrap; }
nav.main-nav > ul > li{ position:relative; }
nav.main-nav > ul > li > a{
  display:flex; align-items:center; height:100%; padding:10px 18px;
  font-size:12px; letter-spacing:.1em; text-transform:uppercase;
  color:var(--ink); font-weight:600;
  border-left:1px solid var(--line);
  transition:background .18s, color .18s;
}
nav.main-nav > ul > li:last-child > a{ border-right:1px solid var(--line); }
nav.main-nav > ul > li:hover > a{ background:var(--ink); color:var(--white); }
nav.main-nav > ul > li.active > a{ color:var(--red); box-shadow:inset 0 -3px 0 var(--red); }
nav.main-nav > ul > li.active:hover > a{ background:var(--red); color:var(--white); box-shadow:inset 0 -3px 0 var(--red-dark); }
nav.main-nav .sub-menu{
  display:none; position:absolute; top:100%; left:-1px; min-width:290px;
  background:var(--white); border:2px solid var(--rule); border-top:0;
  padding:0; z-index:60;
}
nav.main-nav li:hover .sub-menu{ display:block; }
nav.main-nav .sub-menu li + li a{ border-top:1px solid var(--line); }
nav.main-nav .sub-menu a{
  display:block; padding:13px 18px; font-size:14px; color:var(--ink);
  text-transform:none; letter-spacing:0; font-weight:500; transition:background .15s, color .15s;
}
nav.main-nav .sub-menu a:hover{ background:var(--red); color:var(--white); }
.header-actions{ display:flex; align-items:center; gap:14px; flex:none; }
.btn-account{
  background:var(--red); color:var(--white); border:2px solid var(--red);
  font-size:12px; letter-spacing:.09em; text-transform:uppercase;
  padding:11px 20px; font-weight:700; white-space:nowrap;
  transition:background .18s, border-color .18s;
}
.btn-account:hover{ background:var(--red-dark); border-color:var(--red-dark); color:var(--white); }
.nav-toggle{ display:none; background:none; border:2px solid var(--rule); cursor:pointer; padding:9px 8px; flex:none; }
.nav-toggle span{ display:block; width:22px; height:2px; background:var(--ink); margin:4px 0; }

/* -------------------- Boutons -------------------- */
.btn{
  display:inline-flex; align-items:center; gap:10px; padding:14px 24px;
  font-size:12px; letter-spacing:.1em; text-transform:uppercase; font-weight:700;
  border:2px solid transparent; cursor:pointer; text-align:left;
  transition:background .18s, color .18s, border-color .18s;
}
.btn-gold{ background:var(--red); color:var(--white); border-color:var(--red); }
.btn-gold:hover{ background:var(--red-dark); border-color:var(--red-dark); color:var(--white); }
.btn-outline{ border-color:var(--white); color:var(--white); }
.btn-outline:hover{ background:var(--white); color:var(--ink); }
.btn-outline-navy{ border-color:var(--ink); color:var(--ink); }
.btn-outline-navy:hover{ background:var(--ink); color:var(--white); }
.btn-gold-fill{ background:var(--gold); color:var(--ink-strong); border-color:var(--gold); }
.btn-gold-fill:hover{ background:var(--ink); color:var(--white); border-color:var(--ink); }

/* -------------------- Hero (accueil) -------------------- */
.hero{
  position:relative; color:var(--white);
  background:
    linear-gradient(90deg, rgba(16,15,14,.9) 0%, rgba(16,15,14,.66) 42%, rgba(16,15,14,.3) 100%),
    var(--hero-img, url("../img/hero-paris.jpg")) center/cover no-repeat;
  background-blend-mode:normal;
  padding:clamp(56px,9vw,110px) 0 0;
  min-height:clamp(440px,58vh,640px);
  border-bottom:2px solid var(--rule);
}
.hero::after{ content:none; }
.hero .container{ position:relative; z-index:2; }
.hero h1{ color:var(--white); max-width:18ch; margin-bottom:.35em; }
.hero .lead{
  max-width:56ch; color:#e6e2df; font-size:clamp(16px,1.4vw,19px);
  border-left:3px solid var(--gold); padding-left:18px;
}
.hero-cards{
  display:grid; grid-template-columns:repeat(3,1fr);
  margin-top:clamp(36px,6vw,72px);
  border-top:2px solid rgba(255,255,255,.9);
}
.hero-card{
  padding:30px 26px 34px; transition:background .22s;
  border-left:1px solid rgba(255,255,255,.28);
  background:rgba(16,15,14,.35);
}
.hero-card:first-child{ border-left:0; }
.hero-card:hover{ background:var(--red); }
.hero-card h3{ color:var(--white); }
.hero-card p{ color:#dcd8d5; font-size:15px; margin-bottom:0; }
.hero-card span.link{
  display:inline-block; margin-top:18px; font-size:11px; letter-spacing:.12em;
  text-transform:uppercase; font-weight:700; color:var(--gold-soft);
  border-bottom:2px solid currentColor; padding-bottom:2px;
}

/* -------------------- Bandeau interne -------------------- */
.page-hero{
  background:var(--white); color:var(--ink);
  padding:clamp(40px,6vw,76px) 0 clamp(28px,4vw,44px);
  border-bottom:2px solid var(--rule);
}
.page-hero .crumb{
  font-size:11px; letter-spacing:.12em; text-transform:uppercase;
  color:var(--ink-soft); margin-bottom:22px; font-weight:600;
}
.page-hero .crumb a{ color:var(--ink-soft); }
.page-hero .crumb a:hover{ color:var(--red); }
.page-hero .crumb span{ color:var(--red); }
.page-hero h1{ color:var(--ink); margin:0; max-width:24ch; }

/* -------------------- Sections génériques -------------------- */
section{ padding:clamp(48px,6vw,88px) 0; }
section + section{ border-top:1px solid var(--line); }
section.alt{ background:var(--paper); border-top:2px solid var(--rule); }
section.alt + section{ border-top:2px solid var(--rule); }
.section-head{ margin-bottom:44px; max-width:60ch; }
.eyebrow{
  display:flex; align-items:center; gap:12px; color:var(--red); font-size:11px;
  letter-spacing:.16em; text-transform:uppercase; font-weight:700; margin-bottom:18px;
}
.eyebrow::before{ content:""; width:28px; height:2px; background:var(--red); display:inline-block; flex:none; }
.two-col{ display:grid; grid-template-columns:1fr 1fr; gap:clamp(32px,5vw,72px); align-items:start; }
.two-col.reverse{ direction:rtl; }
.two-col.reverse > *{ direction:ltr; }
.two-col img{ border:0; width:100%; }

.card-grid{ display:grid; grid-template-columns:repeat(3,1fr); gap:0; border-top:2px solid var(--rule); }
.card{
  position:relative; background:transparent; padding:32px 28px 36px;
  border-left:1px solid var(--line); transition:background .22s;
}
.card:first-child{ border-left:0; }
.card:hover{ background:var(--white); }
section.alt .card:hover{ background:var(--white); }
.card::before{ content:""; position:absolute; top:-2px; left:0; right:0; height:0; background:var(--red); transition:height .2s; }
.card:hover::before{ height:6px; }
.card p:last-child{ margin-bottom:0; }
.card .icon{
  width:44px; height:44px; background:var(--red); color:var(--white);
  display:flex; align-items:center; justify-content:center;
  font-size:15px; font-weight:700; letter-spacing:.04em; margin-bottom:22px;
}
.card a{ font-size:13px; letter-spacing:.08em; text-transform:uppercase; font-weight:700; }

.value-grid{ display:grid; grid-template-columns:repeat(4,1fr); gap:0; border-top:2px solid var(--rule); }
.value-grid.cols-3{ grid-template-columns:repeat(3,1fr); }
.value-item{
  border-left:1px solid var(--line); padding:26px 22px 30px;
  text-align:left; background:transparent; transition:background .2s;
}
.value-item:first-child{ border-left:0; }
.value-item:hover{ background:var(--white); }
.value-item h4{ font-size:15px; letter-spacing:0; margin:0; color:var(--ink); }

.stat-row{ display:grid; grid-template-columns:repeat(auto-fit,minmax(140px,1fr)); gap:0; margin-top:40px; border-top:2px solid var(--rule); }
.stat{ padding:20px 20px 6px 0; border-left:1px solid var(--line); padding-left:20px; }
.stat:first-child{ border-left:0; padding-left:0; }
.stat b{ display:block; font-size:clamp(32px,3.4vw,44px); color:var(--red); font-weight:700; line-height:1; letter-spacing:-.03em; }
.stat span{ display:block; margin-top:10px; font-size:11px; color:var(--ink-soft); text-transform:uppercase; letter-spacing:.1em; font-weight:600; }

table.rates{ width:100%; border-collapse:collapse; margin-top:10px; }
table.rates th, table.rates td{ text-align:left; padding:14px 16px; border-bottom:1px solid var(--line); font-size:15px; }
table.rates th{ color:var(--ink); text-transform:uppercase; font-size:11px; letter-spacing:.1em; font-weight:700; border-bottom:2px solid var(--rule); }
table.rates tr:hover td{ background:var(--paper); }

.timeline{ position:relative; margin-top:8px; border-top:2px solid var(--rule); }
.timeline::before{ content:none; }
.timeline-item{
  position:relative; display:grid; grid-template-columns:minmax(96px,150px) 1fr; gap:clamp(20px,4vw,56px);
  padding:34px 22px 34px 20px; border-bottom:1px solid var(--line);
  border-left:3px solid transparent; transition:background .2s, border-color .2s;
}
.timeline-item:hover{ background:var(--paper); border-left-color:var(--red); }
.timeline-item .year{
  position:static; width:auto; text-align:left; display:block;
  grid-column:1; grid-row:1 / span 2; align-self:start;
  color:var(--red); font-size:clamp(26px,2.8vw,38px); font-weight:700; letter-spacing:-.03em; line-height:1;
  padding-bottom:12px; border-bottom:2px solid var(--red);
}
.timeline-item .year::after{ content:none; }
.timeline-item h4{ grid-column:2; grid-row:1; margin:0 0 10px; font-size:20px; letter-spacing:-.01em; }
.timeline-item p{ grid-column:2; grid-row:2; margin:0; color:var(--ink-soft); max-width:68ch; }

/* Carte du réseau */
.map-figure{ margin:clamp(32px,5vw,56px) 0 0; padding:clamp(16px,3vw,32px) 0 0; border-top:2px solid var(--rule); }
.map-figure img{ width:100%; filter:none; }
.map-figure figcaption{
  margin-top:14px; font-size:11px; letter-spacing:.12em; text-transform:uppercase;
  color:var(--ink-soft); font-weight:600;
}

/* Rapports annuels — grille d'années */
.year-grid{ display:grid; grid-template-columns:repeat(3,1fr); border-bottom:1px solid var(--line); }
.year-tile{
  display:flex; flex-direction:column; align-items:flex-start; gap:10px;
  padding:26px 24px 28px; border-left:1px solid var(--line); border-bottom:1px solid var(--line);
  color:var(--ink); transition:background .18s, color .18s;
}
.year-tile:nth-child(3n+1){ border-left:0; }
.year-tile:hover{ background:var(--red); color:var(--white); }
.year-tile .yt-year{ font-size:clamp(22px,2.2vw,30px); font-weight:700; letter-spacing:-.03em; line-height:1; }
.year-tile .yt-label{ font-size:11px; letter-spacing:.12em; text-transform:uppercase; font-weight:600; color:var(--ink-soft); }
.year-tile:hover .yt-label{ color:rgba(255,255,255,.8); }
.year-tile .tag{ margin-top:6px; }
.year-tile:hover .tag{ background:var(--red); color:var(--white); }

.office-grid{ display:grid; grid-template-columns:repeat(2,1fr); gap:0; border-top:2px solid var(--rule); border-bottom:1px solid var(--line); }
.office-card{ border-left:1px solid var(--line); border-bottom:1px solid var(--line); padding:26px 26px 28px; transition:background .2s; }
.office-card:nth-child(even){ border-left:0; }
.office-card:hover{ background:var(--paper); }
.office-card h4{ font-size:16px; margin-bottom:10px; }
.office-card p{ margin:0 0 4px; font-size:14.5px; color:var(--ink-soft); }
.office-card a{ color:var(--red); font-size:14px; font-weight:600; }
.office-card.hq{ background:var(--ink); color:var(--white); grid-column:1 / -1; border-left:0; }
.office-card.hq h4{ color:var(--white); }
.office-card.hq p{ color:var(--ink-soft-on-dark); }
.office-card.hq a{ color:var(--gold); }
.office-card.hq:hover{ background:var(--ink-strong); }

.doc-group{ margin-bottom:48px; }
.doc-group h3{ font-size:15px; text-transform:uppercase; letter-spacing:.1em; border-bottom:2px solid var(--rule); padding-bottom:14px; margin-bottom:0; }
.doc-list li{ border-bottom:1px solid var(--line); }
.doc-list a{
  display:flex; align-items:center; justify-content:space-between; gap:20px;
  padding:16px 4px; font-size:16px; color:var(--ink); font-weight:500; transition:color .18s, background .18s, padding-left .18s;
}
.doc-list a:hover{ color:var(--red); background:var(--paper); padding-left:10px; }
.doc-list .tag{
  flex:none; font-size:10px; letter-spacing:.1em; text-transform:uppercase;
  color:var(--white); background:var(--red); padding:4px 9px; font-weight:700;
}

.glossary dt{ color:var(--ink); font-size:19px; font-weight:700; margin-top:34px; border-top:2px solid var(--rule); padding-top:14px; padding-left:0; border-left:0; }
.glossary dt:first-child{ margin-top:0; }
.glossary dd{ margin:8px 0 0; color:var(--ink-soft); max-width:74ch; }

.contact-grid{ display:grid; grid-template-columns:1fr 1fr; gap:clamp(32px,5vw,72px); }
.info-list{ border-top:2px solid var(--rule); }
.info-list li{ display:flex; gap:16px; padding:15px 0; border-bottom:1px solid var(--line); font-size:15.5px; flex-wrap:wrap; }
.info-list li b{ color:var(--ink); min-width:110px; flex:none; font-size:11px; letter-spacing:.1em; text-transform:uppercase; padding-top:4px; }
form.stack{ display:grid; gap:20px; }
form.stack .row2{ display:grid; grid-template-columns:1fr 1fr; gap:20px; }
form.stack label{ font-size:11px; letter-spacing:.1em; text-transform:uppercase; color:var(--ink-soft); display:block; margin-bottom:8px; font-weight:600; }
form.stack input, form.stack textarea{
  width:100%; border:2px solid var(--line); border-radius:0;
  padding:13px 14px; font-family:var(--sans); font-size:16px; color:var(--ink); background:var(--white);
  transition:border-color .18s;
}
form.stack input:focus, form.stack textarea:focus{ outline:none; border-color:var(--red); }
form.stack textarea{ min-height:150px; resize:vertical; }
.form-note{ font-size:13px; color:var(--ink-soft); margin-top:2px; }

.cta-band{
  position:relative; overflow:hidden;
  background:var(--red); color:var(--white); padding:clamp(48px,6vw,84px) 0; text-align:left;
  border-top:2px solid var(--rule);
}
.cta-band::before{ content:none; }
.cta-band h2{ color:var(--white); max-width:24ch; }
.cta-band p{ color:rgba(255,255,255,.86); max-width:56ch; margin:0 0 32px; }

/* -------------------- Footer -------------------- */
footer.site-footer{ background:var(--ink-strong); color:#a49e99; border-top:2px solid var(--gold); }
.footer-top{ padding:clamp(40px,5vw,68px) 0 44px; display:grid; grid-template-columns:1.4fr 1fr 1fr 1fr; gap:clamp(24px,3vw,44px); }
.footer-top img{ height:36px; margin-bottom:22px; }
.footer-top p{ font-size:14.5px; color:#95908b; }
.footer-top h4{
  color:var(--gold); font-size:11px; letter-spacing:.14em; text-transform:uppercase;
  margin-bottom:20px; font-weight:700;
}
.footer-top li{ margin-bottom:11px; font-size:14.5px; }
.footer-top a{ color:#a49e99; transition:color .18s; }
.footer-top a:hover{ color:var(--white); }
.footer-bottom{
  border-top:1px solid rgba(255,255,255,.12); padding:22px 0;
  display:flex; justify-content:space-between; gap:16px; flex-wrap:wrap;
  font-size:11.5px; letter-spacing:.06em; text-transform:uppercase;
}
.footer-bottom a{ margin-left:22px; color:#a49e99; transition:color .18s; }
.footer-bottom a:hover{ color:var(--gold); }

/* -------------------- Breadcrumb helper -------------------- */
.crumb a{ color:var(--ink-soft); }
.crumb span{ color:var(--red); }

/* -------------------- Responsive -------------------- */
@media (max-width: 1240px){
  nav.main-nav > ul > li > a{ padding:10px 12px; letter-spacing:.05em; font-size:11.5px; }
  .btn-account{ padding:11px 15px; }
}
@media (max-width: 980px){
  .card-grid{ grid-template-columns:1fr 1fr; }
  .card:nth-child(3){ border-left:0; border-top:1px solid var(--line); }
  .value-grid, .value-grid.cols-3{ grid-template-columns:1fr 1fr; }
  .value-item:nth-child(3){ border-left:0; }
  .value-item:nth-child(n+3){ border-top:1px solid var(--line); }
  .two-col, .contact-grid{ grid-template-columns:1fr; }
  .footer-top{ grid-template-columns:1fr 1fr; }
  .office-grid{ grid-template-columns:1fr; }
  .office-card{ border-left:0; }
  .two-col img{ order:-1; }
}
@media (max-width: 1060px){
  nav.main-nav{
    position:fixed; inset:0 0 0 auto; width:min(320px,86vw); background:var(--white);
    border-left:2px solid var(--rule); transform:translateX(100%);
    transition:transform .25s ease; padding:84px 0 30px; overflow:auto;
    height:100vh; z-index:70;
  }
  nav.main-nav.open{ transform:translateX(0); }
  nav.main-nav > ul{ flex-direction:column; align-items:stretch; gap:0; }
  nav.main-nav > ul > li > a{ padding:16px 24px; border-left:0; border-bottom:1px solid var(--line); font-size:12px; letter-spacing:.1em; }
  nav.main-nav > ul > li:last-child > a{ border-right:0; }
  nav.main-nav > ul > li:hover > a{ background:var(--white); color:var(--red); }
  nav.main-nav > ul > li.active > a{ box-shadow:inset 3px 0 0 var(--red); }
  nav.main-nav .sub-menu{ position:static; border:0; padding-left:12px; display:none; min-width:0; }
  nav.main-nav li.open .sub-menu{ display:block; }
  .nav-toggle{ display:block; }
  .header-actions .btn-account{ display:none; }
}
@media (max-width: 860px){
  .hero-cards{ grid-template-columns:1fr; }
  .hero-card{ border-left:0; border-bottom:1px solid rgba(255,255,255,.28); }
  .card-grid{ grid-template-columns:1fr; }
  .card{ border-left:0; border-top:1px solid var(--line); }
  .card:first-child{ border-top:0; }
  .footer-top{ grid-template-columns:1fr; }
  form.stack .row2{ grid-template-columns:1fr; }
  .timeline-item{ grid-template-columns:1fr; gap:12px; padding:26px 16px 28px; }
  .timeline-item .year{ grid-column:1; grid-row:auto; }
  .timeline-item h4, .timeline-item p{ grid-column:1; grid-row:auto; }
  .year-grid{ grid-template-columns:repeat(2,1fr); }
  .year-tile:nth-child(3n+1){ border-left:1px solid var(--line); }
  .year-tile:nth-child(2n+1){ border-left:0; }
}
@media (max-width: 560px){
  body{ font-size:16px; }
  .header-inner{ padding:14px 0; }
  .brand img{ height:34px; }
  .value-grid, .value-grid.cols-3{ grid-template-columns:1fr; }
  .value-item{ border-left:0; border-top:1px solid var(--line); }
  .value-item:first-child{ border-top:0; }
  .stat{ border-left:0; padding-left:0; border-top:1px solid var(--line); }
  .stat:first-child{ border-top:0; }
  .year-grid{ grid-template-columns:1fr; }
  .year-tile{ border-left:0; }
  .footer-bottom{ flex-direction:column; gap:12px; }
  .footer-bottom a{ margin-left:0; margin-right:18px; }
  .top-bar .container{ justify-content:flex-start; gap:18px; }
}

/* Grille de valeurs — cellules numérotées */
.value-item{ display:flex; flex-direction:column; align-items:flex-start; gap:0; min-height:150px; padding:24px 24px 28px; }
.value-item .vi-num{
  font-size:13px; font-weight:700; letter-spacing:.14em; color:var(--red);
  padding-bottom:12px; margin-bottom:auto; border-bottom:2px solid var(--red); line-height:1;
}
.value-item h4{ margin:22px 0 0; font-size:17px; line-height:1.25; letter-spacing:-.01em; }
.value-item:hover .vi-num{ color:var(--red-dark); border-bottom-color:var(--red-dark); }

/* Fiches agences */
.office-card{ display:flex; flex-direction:column; align-items:flex-start; }
.oc-country{
  font-size:10.5px; letter-spacing:.16em; text-transform:uppercase; font-weight:700;
  color:var(--red); margin-bottom:12px;
}
.office-card.hq .oc-country{ color:var(--gold); }
.office-card h4{ margin:0 0 12px; font-size:19px; letter-spacing:-.01em; }
.oc-addr{ margin:0 0 16px; font-size:15px; color:var(--ink-soft); max-width:52ch; }
.office-card.hq .oc-addr{ color:var(--ink-soft-on-dark); }
.oc-meta{ margin:0 0 4px; display:grid; gap:0; width:100%; border-top:1px solid var(--line); }
.office-card.hq .oc-meta{ border-color:rgba(255,255,255,.2); }
.oc-meta > div{ display:grid; grid-template-columns:120px 1fr; gap:16px; padding:9px 0; border-bottom:1px solid var(--line); }
.office-card.hq .oc-meta > div{ border-color:rgba(255,255,255,.14); }
.oc-meta dt{ font-size:10.5px; letter-spacing:.12em; text-transform:uppercase; font-weight:700; color:var(--ink); padding-top:3px; }
.office-card.hq .oc-meta dt{ color:var(--gold-soft); }
.oc-meta dd{ margin:0; font-size:14.5px; color:var(--ink-soft); }
.office-card.hq .oc-meta dd{ color:var(--ink-soft-on-dark); }
.oc-note{ margin:16px 0 0; font-size:13.5px; line-height:1.55; color:var(--ink-soft); }
.office-card.hq .oc-note{ color:var(--ink-soft-on-dark); }
.oc-links{ display:flex; flex-wrap:wrap; gap:8px 20px; margin-top:18px; }
.oc-links a{
  font-size:12.5px; font-weight:700; letter-spacing:.04em; color:var(--red);
  border-bottom:2px solid currentColor; padding-bottom:2px;
}
.oc-links a:hover{ color:var(--red-dark); }
.office-card.hq .oc-links a{ color:var(--gold); }
.office-card.hq .oc-links a:hover{ color:var(--gold-soft); }
@media (max-width: 560px){
  .oc-meta > div{ grid-template-columns:1fr; gap:2px; }
}

/* -------------------- Filet de sécurité responsive -------------------- */
.oc-links a, .doc-list a, .info-list li span, .info-list li a{ overflow-wrap:anywhere; }
h1, h2, h3, h4{ overflow-wrap:break-word; }
.nav-toggle{ min-width:44px; min-height:44px; display:none; align-items:center; justify-content:center; flex-direction:column; }
.top-bar a, .footer-top a, .footer-bottom a{ display:inline-block; padding:2px 0; }

@media (max-width: 1060px){
  .nav-toggle{ display:flex; }
  nav.main-nav > ul > li > a{ min-height:52px; }
}
@media (max-width: 700px){
  h1{ font-size:clamp(30px,8vw,40px); }
  h2{ font-size:clamp(24px,6.4vw,32px); }
  section{ padding:40px 0; }
  .section-head{ margin-bottom:30px; }
  .hero{ min-height:0; padding-top:44px; }
  .hero .lead{ padding-left:14px; }
  .page-hero{ padding:30px 0 26px; }
  .doc-list a{ padding:15px 4px; min-height:52px; }
  .btn{ padding:15px 20px; min-height:50px; }
  .btn-account{ min-height:46px; }
  table.rates th, table.rates td{ padding:12px 14px; white-space:nowrap; }
  .office-card{ padding:22px 20px 24px; }
  .value-item{ min-height:0; padding:20px 20px 24px; }
  .value-item h4{ margin-top:16px; }
  form.stack input, form.stack textarea{ font-size:16px; padding:14px; }
}
@media (max-width: 400px){
  :root{ --gutter:18px; }
  .brand img{ height:30px; }
  .oc-meta dd{ font-size:14px; }
}

/* -------------------- Menu mobile (simple) -------------------- */
@media (max-width: 1060px){
  header.site-header{ z-index:90; }
  nav.main-nav{
    top:0; right:0; bottom:0; left:auto;
    width:min(320px,86vw); padding:70px 0 30px; z-index:95;
    box-shadow:-12px 0 32px rgba(16,15,14,.16);
  }
  nav.main-nav > ul, nav.main-nav > ul > li, nav.main-nav > ul > li > a{ width:100%; }
  nav.main-nav .sub-menu{
    position:static; display:none; border:0; min-width:0;
    padding:0 0 8px 20px; background:var(--paper);
  }
  nav.main-nav li.open .sub-menu{ display:block; }
  nav.main-nav .sub-menu li + li a{ border-top:1px solid var(--line); }
  nav.main-nav .sub-menu a{ padding:12px 16px; min-height:46px; display:block; height:auto; }
  nav.main-nav > ul > li{ display:block; }
  nav.main-nav > ul > li > a{ height:auto; display:block; }
  nav.main-nav li:hover .sub-menu{ display:none; }
  nav.main-nav li.open .sub-menu{ display:block; }
  .nav-toggle{ position:relative; z-index:100; }
}

img, video, iframe{ max-width:100%; height:auto; }
table{ display:block; overflow-x:auto; -webkit-overflow-scrolling:touch; }




/* Bandeau photo d'équipe — pleine largeur */
.team-band{ padding:0; border-top:2px solid var(--rule); }
.team-band + section{ border-top:2px solid var(--rule); }
.tb-figure{ margin:0; position:relative; display:block; }
.tb-figure img{
  filter:none !important;
  width:100%; height:clamp(280px,42vw,520px); object-fit:cover; object-position:center 22%;
}
.tb-figure figcaption{
  position:absolute; left:0; bottom:0; max-width:min(520px,86%);
  background:var(--ink-strong); color:var(--white);
  padding:24px 28px 26px; border-top:4px solid var(--red);
}
.tb-kicker{
  display:block; font-size:10.5px; letter-spacing:.18em; text-transform:uppercase;
  font-weight:700; color:var(--gold); margin-bottom:10px;
}
.tb-figure figcaption p{
  margin:0; font-size:clamp(15px,1.5vw,18px); line-height:1.45; color:#e6e2df; max-width:44ch;
}
@media (max-width: 700px){
  .tb-figure img{ height:clamp(220px,58vw,300px); }
  .tb-figure figcaption{ position:static; max-width:none; padding:20px 18px 22px; }
}
